Privacy Policy

BNB CPA inc.

Last update : October 27, 2025

1. Context and Commitment

BNB CPA inc. (“BNB”, “we”) is strongly committed to protecting your privacy and the confidentiality of the personal information entrusted to us.
We process your data in accordance with:
– Quebec’s Law 25;
– PIPEDA (Personal Information Protection and Electronic Documents Act, Canada);
– and, where applicable, the GDPR (General Data Protection Regulation, EU).

2. Privacy Officer

Tina Fraga
Partner – Privacy Officer
📧 tina@bnbcpa.ca
📞 514 906-6695

3. Personal Information Collected

– Identification: name, contact details
– Financial and tax: income, banking details, SIN (if required)
– Professional: business-related information
– Technical: IP, cookies, browsing data
– Sensitive data (only when strictly necessary)

4. Purposes

– Accounting, tax and advisory services
– Client communications
– Legal and regulatory compliance (CRA, Revenu Québec, OCPAQ)
– Billing and administration
– Newsletters, tax updates, reminders
– Service improvement and recruitment

5. Consent

Collected explicitly, unless permitted by law. May be withdrawn at any time.

6. Disclosure to Third Parties

– Essential service providers (secured, contractually bound)
– Professional partners bound by confidentiality
– Governmental and tax authorities
– With your explicit consent

7. Retention and Destruction

– Retained as long as necessary or legally required (e.g. 6 years for tax purposes)
– Secure destruction or anonymization thereafter

8. Security Measures

– Restricted access controls
– Employee training
– Encryption, firewalls, secure backups
– Confidentiality agreements with staff and partners

9. Your Rights (Law 25)

– Access
– Correction
– Consent withdrawal
– Erasure (subject to legal obligations)
– Data portability
– De-indexation
– Complaint with Quebec’s CAI

📧 info@bnbcpa.ca

10. Cookies

Used to enhance user experience, analyze traffic and personalize content. You may configure your browser to refuse or notify cookie usage.

11. International Transfers

Protected by contractual and technological safeguards.

12. Monitoring (if applicable)

Security cameras (no audio), strictly for safety purposes.

13. Changes

Updates will be posted on our website with date of revision.

14. Contact

BNB CPA inc.
📧 info@bnbcpa.ca
📍 309-4020, Louis-B.-Mayer St., Suite 309, Laval, QC H7P 0J1
📞 514 906-6695