Insurance

Permanent, term, and critical illness insurance for peace of mind.

Introduction

BnB Insurance

As an entrepreneur, many concerns can occupy your daily life, such as the loss of a key associate or employee, company debts, overhead costs, or the buyout of shares. BnB's insurance analysis strategies will reduce these worries and help safeguard your business. We offer simple, affordable, and flexible solutions.

Group 37

Life insurance provides a lump-sum payment free of tax to the person of your choice upon your death, as long as you continue paying your premiums. There are different types of life insurance, each offering unique benefits. Life insurance isn’t just about protecting your family; it can also be part of your financial plan and provide access to funds from your policy while you’re alive.


There are two main types of life insurance: term and permanent. Each type has distinct features designed to meet different needs.


Term Life Insurance


  • Temporary protection

  • Low cost

  • Fixed payments

  • Option to convert to permanent life insurance


Permanent Life Insurance


  • Lifetime protection

  • Higher cost

  • Flexible payments

  • Ability to build a cash value


It’s crucial to ensure that your debts are covered, so important expenses won’t burden your loved ones upon your passing. Take into account factors like your income, net worth, family needs, debts, and other insurances you have.


Learn more about life insurance


Did you know…


Up to 40% of Canadians experience a disability episode lasting at least 90 days before the age of 65. You could receive up to 80% or 90% of your net earnings.


Disability insurance offers a monthly tax-free payment to replace your income and cover expenses if illness or injury prevents you from working. Disability isn’t always visible; chronic pain or mental illness can also be considered causes of disability.



  • Choose the protection amount and add optional guarantees to personalize it.

  • Pay your monthly premium.

  • Submit a claim if you become disabled.

  • Receive monthly payments at the end of the waiting period. This period is the number of days between the start of your disability and the start of compensation.

  • Payments cease at the end of the compensation period or upon your return to work.


Learn more about disability insurance


Did you know…

During their lifetime, 1 in 3 Canadians will experience a serious illness that will impact their lives.


Critical illness insurance provides a tax-free amount if you’re diagnosed with a covered critical illness specified in your contract, such as cancer, heart attack, or stroke.



  • Choose your desired protection amount.

  • Pay your premium.

  • Submit a claim upon diagnosis of a critical illness.

  • Receive your payment. A waiting period may apply based on the diagnosed illness.


Learn more about critical illness insurance


Life insurance

Life insurance provides a lump-sum payment free of tax to the person of your choice upon your death, as long as you continue paying your premiums. There are different types of life insurance, each offering unique benefits. Life insurance isn’t just about protecting your family; it can also be part of your financial plan and provide access to funds from your policy while you’re alive.


There are two main types of life insurance: term and permanent. Each type has distinct features designed to meet different needs.


Term Life Insurance


  • Temporary protection

  • Low cost

  • Fixed payments

  • Option to convert to permanent life insurance


Permanent Life Insurance


  • Lifetime protection

  • Higher cost

  • Flexible payments

  • Ability to build a cash value


It’s crucial to ensure that your debts are covered, so important expenses won’t burden your loved ones upon your passing. Take into account factors like your income, net worth, family needs, debts, and other insurances you have.


Learn more about life insurance


Disability Insurance

Did you know…


Up to 40% of Canadians experience a disability episode lasting at least 90 days before the age of 65. You could receive up to 80% or 90% of your net earnings.


Disability insurance offers a monthly tax-free payment to replace your income and cover expenses if illness or injury prevents you from working. Disability isn’t always visible; chronic pain or mental illness can also be considered causes of disability.



  • Choose the protection amount and add optional guarantees to personalize it.

  • Pay your monthly premium.

  • Submit a claim if you become disabled.

  • Receive monthly payments at the end of the waiting period. This period is the number of days between the start of your disability and the start of compensation.

  • Payments cease at the end of the compensation period or upon your return to work.


Learn more about disability insurance


Critical Illness Insurance

Did you know…

During their lifetime, 1 in 3 Canadians will experience a serious illness that will impact their lives.


Critical illness insurance provides a tax-free amount if you’re diagnosed with a covered critical illness specified in your contract, such as cancer, heart attack, or stroke.



  • Choose your desired protection amount.

  • Pay your premium.

  • Submit a claim upon diagnosis of a critical illness.

  • Receive your payment. A waiting period may apply based on the diagnosed illness.


Learn more about critical illness insurance


Protect your retirement savings, your family, and your peace of mind with BnB Insurance.

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